Use of Site

The Warranty Group Asia-Pacific Holdings Pte Ltd (“Assurant APAC”), the owner and operator of this website, is a wholly owned subsidiary of Assurant, Inc (“Assurant”).

Assurant APAC requires that each visitor (a "User") to this website on the World Wide Web (the "Site") adheres to the following Terms and Conditions. Please read these Terms and Conditions carefully before using the Site. By accessing this Site, each User acknowledges that he or she has read, understood and accepted each of the Terms and Conditions. Each User is bound by any revisions to these Terms and Conditions and should visit this page at each visit to review the current Terms and Conditions. If the User does not agree to all of these Terms and Conditions, he or she should not use this Site.

Terms and Conditions

Informational Purposes Only

The information contained herein is not intended to constitute an offer to sell or a solicitation in connection with any product or service. It is provided solely for general informational purposes. Insurance contracts issued and underwritten and products may be provided by subsidiaries of Assurant. Products and services may not be available in all jurisdictions. The financial obligations under individual products or polices are the sole responsibility of the underwriting company or the Assurant subsidiary providing the product or service. Neither Assurant nor any other affiliates of the underwriting company or of the specific Assurant subsidiary are legally responsible for the product/policy obligations.

No Warranty

Assurant APAC does not warrant the accuracy or completeness of the information, text, graphics, links or other content contained on this Site or any other server. Assurant APAC makes no representation concerning the suitability of this documentation for any purpose. It is provided "as is" without express or implied warranty. This Site may contain hyperlinks to Web sites operated by parties other than Assurant and its subsidiaries. Such hyperlinks are provided solely as a matter of convenience. Assurant APAC does not control such Web sites and is not responsible for the content. The inclusion of hyperlinks to such Web sites does not imply any endorsement, approval or certification by Assurant APAC of the material on such Web sites or any association with their operators.

Limitation of Liability

Assurant APAC expressly disclaims all warranties, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security and accuracy. Information in this Site may contain inaccuracies or errors. Information on this Site may be changed or updated without notice. Assurant APAC has no obligation to update information on this Site, so such information may be out of date at any given time. Assurant APAC also may make improvements or changes in products or content described on this Site at any time without notice.

Assurant and its subsidiaries will not be responsible for any damages or injuries that accompany or result from any use of this Site. Assurant, on behalf of itself and its subsidiaries specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damage arising out of or in any way connected with access to or use of this Site (even if Assurant or any of its subsidiaries have been advised of the possibility of any such damage), including any liability associated with any virus that may infect a User's computer equipment. Under no circumstances will Assurant or any of its subsidiaries be liable for any loss or damage caused by a User's reliance on information obtained through this Site. It is the sole responsibility of each User to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through this Site.

No Representation as to Suitability

Assurant and its subsidiaries make no representation as to the financial or other suitability of any product or service described on this Site for any User.

Copyright and Trademarks

All content on this Site is protected by applicable copyright laws. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on this Site for commercial or public purposes. The trademarks, logos and service marks (the "Marks") displayed on this Site are the property of Assurant or its subsidiaries or affiliates. Users are prohibited from using any Mark for any purpose without the express written permission of Assurant or its relevant subsidiary or affiliate.


The design, text and images of this Site are owned, controlled or licensed by Assurant or its subsidiaries or affiliates. Assurant and/or its subsidiaries, affiliates and licensors retain all right, title and interest to all material provided on this Site. The posting of information and material on this Site does not constitute a waiver by Assurant or any of its subsidiaries, affiliates or licensors of any rights in such material and does not transfer any rights to any User of the Site.


The User may leave this Site and access other sites on the World Wide Web that Assurant APAC does not maintain. Assurant APAC is not responsible for the content available on any other site on the World Wide Web linked to this Site and disclaim any responsibility for such other sites. Access to any such other site linked to this Site is at the User's own risk. Such links are provided solely as a matter of convenience and do not imply any endorsement, approval or certification by Assurant APAC of the material on such sites.


For our personal data protection policy, please refer to Personal Data Protection Notice

For Assurant privacy policies, please refer to the Assurant Privacy Policy.

Laws and Regulations

Access to and use of this Site is governed by the laws of Singapore.

If the User is accessing or using this Site outside of Singapore, such access and use are subject to all applicable federal, state and local laws and regulations in the jurisdiction in which this Site is accessed or used by the User.

Access to Password Protected or Secure Areas

Access to and use of password protected or secure areas of this Site are restricted to authorized persons only. Any User who accesses or attempts to access such areas without authorization may be subject to prosecution or subject to other available legal remedies.

Termination and Blocking

Assurant APAC reserves the right to terminate and/or block a User’s use and/ or a User’s access to this Site for any reason without prior notice to the User.

Forward Statements

This Site may include "forward-looking statements" that express expectations of future events and/or results. All statements based on future expectations rather than on historical facts are forward-looking statements that involve a number of risks and uncertainties, and Assurant APAC cannot give assurance that such statements will prove to be correct.

Changes to Terms and Conditions

Assurant APAC reserves the right to revise these Terms and Conditions at any time and Users are deemed to be apprised of and bound by any changes to these Terms and Conditions each time a User visits the Site.

Violations of Terms and Conditions

Assurant and Assurant APAC reserve the right to seek any remedy available at law or in equity for any violation of these Terms and Conditions, including, but not limited to, the right to block or terminate access from a particular Internet address to this Site.

The Assurant brand mark is a service mark of Assurant. No part of this site may be reproduced without written permission from Assurant.